What is HLMT i-Ihsan?

At HLM Takaful, we want to be there for you during your troubled times, we want to make a difference in your life; and most importantly, we want to ensure that your dependants are financially and emotionally taken care of.

HLMT i-Ihsan is a combination of savings and protection of family takaful scheme in offering you the flexibility of choosing the amount of savings and protection to suit your financial needs and goals.

It is a takaful scheme that adapt to your troubled needs throughout different stages of your life.

What is Takaful?

Takaful is based on the concept of brotherhood, solidarity and mutual assistance which provides for mutual financial aid and assistance to the participants in case of need whereby the participants mutually agree to contribute for that purpose.

By contributing a sum of money to a common takaful fund in the form of participative contribution (tabarru'), you undertake a contract (aqad) to become one of the Participants by agreeing to mutually help each other, should any of the Participants suffer a defined loss.

The practice is based on Shariah principles.

Hong Leong MSIG Takaful Berhad (HLM Takaful) is a licensed Takaful Operator entrusted to manage this mutual fund efficiently and effectively.

"Assist one another in doing of good and righteousness. Assist not one another in sin and transgression, but keep duty to Allah." Verse Al-Maidah : 2